I haven't been active on any of my chars for a few months. But luckily I logged on for a week or two during the summer and decided to sell as much of my inventory as possible. Even after spending some, my main char has about 3000 gold on him. Only one of my banks is below lvl 10, so other than a Gut Ripper, A number of elementium ores and arcanite bars, and all my extra fadeleaf, everything else will hopefully be restored.